Browse sexy chat site profile

The female profile is in her 20s (29 was the most common age), and also has a high income.

She presents herself as a student, also with a degree and no interest in politics.

And it’s not just particularly vulnerable people who fall victim either.

Browse sexy chat site profile-4

One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.

But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.

And a lot of the time, you’re not just talking to one person behind each profile - you could be exchanging messages with a circle of fraudsters acting together, according to KIS Finance.

Serious fraudsters sometimes even create further fake profiles and use them to be rude to you, all to make the main fake profile seem more desirable.

It was only when her money transfer was blocked due to a security alert around the man’s name that she realised something was wrong.

Not long after, Jane discovered an ex-colleague nearby had been scammed by the same man at the same time and she’d had a very lucky escape.

Nancy*, a 47-year-old single mother from North Yorkshire was conned out of over £350,000 that way: “I wasn't comfortable, and then I got so far in I couldn't get myself out, and I didn't want to walk away having lost £50,000 or what-have-you, so you keep going in the hope that you're wrong and this person is genuine,” she explained to the BBC.

Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.

Watch out for inconsistencies and repetition too - if you’re talking to a team of scammers, they’re bound to forget what’s previously been said and slip-up occasionally.

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