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If you do defy the odds, make sure you put your windfall to work so it continues to grow.

Both companies prohibit cardholders from buying lottery tickets with their credit cards.

Visa and Mastercard declined to comment on their policies toward purchases of lottery tickets.

“Most merchant services companies do not want to accept credit card transactions from cannabis businesses,” says Kristi Kelly, executive director of the Marijuana Industry Group, a non-profit trade organization for licensed cannabis businesses. Discover and American Express confirmed they don’t allow cardholders to buy medical or recreational marijuana. Mastercard pleads the Fifth, acknowledging the legality isn’t clear-cut.

Federal law still bans the sale of marijuana for medical or recreational purposes, even though 29 states and Washington, D. “The federal government considers marijuana sales illegal, but is currently not challenging state laws that legalize marijuana sales,” says Seth Eisen, a company spokesman.

Visa declined to comment, while Mastercard and Discover did not respond to inquiries about their online pornography purchase policies. that permit customers to gamble directly with credit cards,” says Steve Doty, a spokesman for the American Gaming Association.

Adam Gault/Getty Images If you need chips for that high-stakes poker game, better bring cash. However, credit cards do allow cash advances from ATMs, he says.

“American Express’ policy does not allow the acceptance of the card for digital adult content,” says Leah Gerstner, a company spokeswoman.

This rule has been in place since 2000, even though it’s federally legal to use a credit card to purchase most online adult entertainment.

“Given this complexity, we continue to monitor the situation, seek guidance from regulators and inform merchant acquirers of any new developments.” Many banks won’t extend basic banking services to marijuana dispensaries, meaning checks can’t be used for payment either.

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