Consolidating unsubsidized stafford loans

I would like your advice since I went back to college am 40yrs old now that I finished college.

Currently, I was going to try to make the standard payment, but it would be to much for me with my new bills for the new place I will be renting, and paying for everything to support myself in NV.

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How to apply: First-time Borrowers Unsubsidized loans are not based on financial need, therefore the federal government does not pay the interest during in-school, grace, and deferment periods.

Students may choose to defer interest payments until repayment begins; however, the student is responsible for all interest that has accrued, which will automatically capitalize to the loan principal.

The good news is I just got hired by a company in my field, but won't start work till the first week in December, and my first check isn't till the 15th of December (when the first loan payment will be sent to me).

I will be moving from California to Nevada for this job too.

The Direct loans are being serviced by Great Lakes, and until I call them I don't know what the payment(s).

The Stafford loans are being serviced by American Education Services who have split these loans into 3 payments totaling 8 per month on the standard payment plan.

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You can consolidate subsidized and unsubsidized student loans as long as you are past the subsidy period on your unsubsidized loans.

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